Qualifications for a Commercial Mortgage

Qualification for a commercial mortgage depends largely on the type of property or building that is being applied for. For a more in-depth look at qualifying commercial properties please check out our commercial loan type page.

Despite some specifics on certain properties there are general criteria for qualification. As a business owner it is important for you to be able to show that your company has an appropriate debt to cash ratio. Even a company with a poor credit rating can still receive a commercial mortgage if the primary owner can show good personal credit as well as sufficient liquid assets.

Additionally, your company will need to show a continued and stable pattern of profitability as well as plans for future growth. This might include, but not limited to, copies of your business plan, earning projections and long-term business goals.

For a more detailed and personalized assessment of commercial mortgage qualifications please email or call 516-216-1987 today and speak with one of our commercial loan specialists.

Sanjeev Ahuja - Mortgage Broker or Lender at Home Funding LLC

NYS Registered Mortgage Broker, Department of Financial Services, loans arranged thru 3rd parties. (NMLS#: 885573)

Advertised fee waivers available only on agency loans that are funded. Fees waived from broker compensation listed in Good Faith Estimate as Origination Charges.

We do not accept any online applications.