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Blog Image: Is a Bigger Down Payment Always Better?

Is a Bigger Down Payment Always Better?

In the homebuying process, if you find yourself in the enviable position of having more cash than needed for a minimum down payment, it may be difficult to know just how much you should put down. A larger down payment can bring plenty of benefits, but is it always best to contribute the biggest down payment possible?  First, remember that every loan program has its own down payment requirements. FHA loans for example require a minimum of 3.5% while jumbo loans will require at least 10%. To get a conventional loan without PMI you’ll need 20%. USDA and VA, by contrast, do not requi...

September 25th, 2019 | Purchasing a Home, Preapproval, Mortgage Advice, Is a Bigger Down Payment Always Better?

Blog Image: 9/11 A Day We Will Never Forget

9/11 A Day We Will Never Forget

"As we commemorate the ... anniversary of the 9/11 terrorist attacks in New York, Shanksville, Pennsylvania, and at the Pentagon, it is a time for remembrance, resolve and renewal. We reverently recall those who were most directly affected by this tragedy—those who died, were injured or lost loved ones. In a special way we recall the selfless first responders—firefighters, police, chaplains, emergency workers, and other brave persons—who risked, and many times lost, their lives in their courageous efforts to save others. We also remember how our nati...

September 11th, 2019 | Remember, Never Forget, 9/11 A Day We Will Never Forget

Sanjeev Ahuja - Mortgage Broker or Lender at Home Funding LLC

NYS Registered Mortgage Broker, Department of Financial Services, loans arranged thru 3rd parties. (NMLS#: 885573)

Advertised fee waivers available only on agency loans that are funded. Fees waived from broker compensation listed in Good Faith Estimate as Origination Charges.

We do not accept any online applications.